Terms

Last updated October 25, 2026. DRAFT — review before launch.

What Renewal Pushback is

A calculator and organizer. It works out how much an insurance renewal price changed from numbers you enter, puts quotes you've gathered on a 12-month footing, compares the coverage numbers you type, and builds a list of questions you can use when you call your insurer. It is not insurance, it doesn't sell, broker or recommend insurance or any insurer, and it isn't insurance, legal or financial advice. We are not a licensed agent or broker. Results depend on your inputs and the simplifications shown on the page; your real costs and coverage may differ.

Purchase and access

The $15 kit is a digital product that unlocks immediately after payment and stays available for at least 120 days from purchase. You can re-send your access link from the site at any time.

All sales are final

Because access is instant and the free calculator lets you try the same math first, we don't offer refunds for change of mind. We will refund a duplicate charge, or a purchase where the kit won't open after you've used the resend link. Email us within 30 days.

By buying, you ask us to give you access immediately and acknowledge that, once access starts, you lose any legal right to cancel and get a refund for change of mind, including the 14-day withdrawal right that applies to buyers in the EU and UK.

No promised results

We don't promise that you'll pay less, that an insurer will change a price, or that any quote is right for you. The call script is a list of questions, not a promise of any outcome.

AI characters

People in our videos, including Delphine, are AI-generated characters, not real people, customers, agents or licensed professionals.

No affiliation

We are not affiliated with any insurer, any state insurance department, the NAIC or any government agency. Links to those organizations are provided for your convenience.

Liability

To the extent the law allows, our total liability is limited to what you paid us.